What's on

Tracy Clarke, Group Head of HR, Standard Chartered Mike Rees, Group Head of Wholesale Bank, Standard Chartered Richard Goulding, CRO, Standard Chartered Andy Charlton, Group head of Compliance, Standard Chartered Julian Wynter, Group head of Internal Audit, Standard Chartered Charles Ross-Stewart, EMEA Head of Compliance, Citigrou Eddie Ahmed, EMEA Head of Human Resources, Citigroup Colin Church, EMEA Head of Risk, Citigroup Darren Jarvis, Chief Auditor for Citi Markets, Citigroup Michael Lavelle, EMEA Head of Capital Markets, Citigroup

Charles Dunstone, Chair of Retail Risk Committee, HBOS, 2006 - 2008 Ron Garrick, Deputy Chairman, Senior Independent Director and Chair of Corporate Risk Committee, HBOS, 2006 - 2008

Neil Coyle, Policy Director, Disability UK Gillian Guy, Chief Executive, Citizens Advice Bureau Robert Devereux, Permanent Secretary, Department for Work and Pensions Dr Bill Gunnyeon CBE, Chief Medical Adviser and Director for Health and Wellbeing, Department for Work and Pensions

Sian Foster, General Manager, Government and External Relations, Virgin Atlantic Airways Paul Simmons, UK Director, easyjet Simon Buck, Chief Executive, British Air Transport Association Michael O'Leary, Chief Executive Officer, Ryanair Dale Keller, Chief Executive Officer, Board of Airline Representatives in the UK Otto Grunow, Managing Director, Finance Europe and Pacific, American Airlines Malcolm Day, Sales & Marketing Manager, UK & Ireland, Air China Mark Tanzer, Chief Executive, ABTA - The Travel Association Andrew Cooper, Director, Government and External Affairs, Thomas Cook Group Eddie Redfern, Head of Regulatory Affairs (Aviation), TUI Travel PLC

Lord Turner, Chairman, Financial Services Authority Andrew Bailey, Director, UK Banks and Building Societies Division, Financial Services Authority

David Pitt-Watson, Leader, RSA Tomorrow’s Investor project Michael Johnson, Research Fellow, Centre for Policy Studies Pensions Policy Institute